About KUWY Insurance

Led by a vision to create a robust Global Automotive Ecosystem, Kuwy has leveraged advanced proprietary technology to automate lending while digitally bridging an ecosystem of dealers, lenders, OEMs and customers together

Today, we serve customers from over 500+ locations across India. With Insuretech, Kuwy aspires to bring the same convenience to car insurance by enabling 5000+ dealers deliver customised and hassle-free insurance for their customers.

  • Comprehensive Car Insurance

    An all-inclusive insurance policy that covers the customers’ cars from own damages and third-party liabilities. Comprehensive Car Insurance anticipates and covers every need of a new car owner.

  • Standalone OD Insurance

    MachineOffered to resolve a car owner’s own damages, as a result of accidents, calamities and thefts, Standalone OD is a policy purchased when its inclusion in the comprehensive plan expires.

Terms & Conditions

1. By accessing the website (www.kuwyinsuretech.in), the Visitor acknowledges and accepts these Terms and Conditions.

2. The availability of the information and guidance as part the website does not constitute a recommendation by Kuwy Insuretech, to buy any policies etc. discussed therein. Any decisions will be based solely on the Visitor's own evaluation of the policies / products sourced, and his / her need for the same. While adequate care would be taken to ensure completeness, accuracy etc. of the information / services provided, we shall not in any circumstance be liable for any loss or damage caused by a Visitor's reliance on information obtained through the web site. It is the sole responsibility of the Visitor to evaluate the completeness, accuracy or usefulness of any opinion, guidance or other content made available on the website.

3. The Customer irrevocably and unconditionally authorises Kuwy Insuretech to carry out his/her instructions, effecting such transactions as may be permitted by Kuwy Insuretech from time to time, in accordance with these Terms and such other terms as may be specified by Kuwy Insuretech. Certain transactions would be affected only after the Customer authorises it by using the Customer / Transaction Password and Kuwy Insuretech shall have no obligation to verify the authenticity of any such duly authorised transaction.

4. In respect of any transactions which may be permitted by Kuwy Insuretech from time to time, Kuwy Insuretech 's own records of such transactions, maintained through computer systems or otherwise, shall be accepted as conclusive and binding for all purposes. More particularly, the record of Kuwy Insuretech generated by the transaction(s), including the recording of the time of the transaction(s), shall be conclusive proof of the genuineness and accuracy of such transactions.

5. You agree to use the web site strictly for your personal use. You agree not to use this web site for any illegal purpose or in any manner inconsistent with these Terms and Conditions. You agree not to use, transfer, distribute or dispose of any information contained in the web site in any manner that could compete with the business of Kuwy Insuretech or otherwise compromise or imperil the interests of Kuwy Insuretech.

Privacy & Policy

1. We at Kuwy Insuretech value you as a customer and respect your right to privacy. In the process of operating the website, we may become aware of information relating to you, including information that is of a confidential nature. We are strongly committed to protecting your privacy online and have taken steps to protect such information.

2. Collecting your personal information Kuwy Insuretech may collect the information you provide. We will use the information primarily for the following purposes: • To send you information about new products and services offered by Kuwy Insuretech • To contact you for policy reminder notices for next renewal of your policy claims processing and to keep you updated on the insurance sector • To communicate important policy related information through SMS, WhatsApp, Email and Letter.

3. As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring / exit pages, operating system, date / time stamp, and click stream data.

4. We use this information, which does not identify individual users, to analyse trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole.

5. We do not link this automatically collected data to personally identifiable information. IP addresses are tied to personally identifiable information to help us customize your visit to our website so that you like the experience. However, we would like to reiterate that this information is not shared with third parties, except as provided under "Disclosure of Information" clause.

6. We store a cookie on your computer when you visit our website. A cookie is a tiny piece of information that is required to create and maintain a secure session. Our cookies let you view customized pages while transacting with us. Our cookies do not have confidential or personal information. Since, we use session ID cookies, they do not track a user after leaving our web site. A session ID cookie expires when you close the browser. The primary purpose of these cookies is to analyse how users move within our web site.

7. Disclosure of Information - Subject to the other terms contained herein, we will not disclose your information to any person, unless acting under a good faith belief that such action is necessary to: • Conform to any statutory or legal requirements or comply with legal process • Protect, enforce and defend our rights or property • Protect your interests or interests of Kuwy Insuretech

8. We reserve the right to exchange, share or provide the information relating to your personal and financial details and information with other Kuwy dealer, its affiliates & channel partners as required and you will not hold us and our dealers liable for use or sharing of the information.

9. We reserve the right to modify this privacy statement at any time by posting the same on the Website, so please review it frequently on the Website.

10.Disclaimer of Warranties The Kuwy Insuretech provides the Platform and the services "as is", "with all faults" and "as available." The Kuwy Insuretech makes no express or implied warranties or guarantees about the services. To the maximum extent permitted by law, the Kuwy Insuretech disclaims all such warranties, including all statutory warranties, with respect to the services and the Platform, including without limitation any warranties that the services are merchantable, of satisfactory quality, accurate, fit for a particular purpose or need, or non-infringing. The Kuwy Insuretech does not guarantee that the results that may be obtained from the use of the services will be effective, reliable, or accurate or will meet your requirements. We incorporate commercially reasonable safeguards to help protect and secure your Personal and Financial Information. However, no data transmission over the Internet, wireless transmission or electronic storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure the security of any information you transmit to us you provide us with your information at your own risk.

11. Limitation of Liability User's sole and exclusive remedy for any dispute with the Kuwy Insuretech is the cancellation of User's registration. In no event shall the Kuwy Insuretech's total cumulative liability to the User for all claims relating to or arising out of User's use of the services or the Platform, regardless of the form of action, exceed the greater of: (a) the total amount of fees, if any, that you paid to utilize the Platform or the services or (b) Rs.1,000/-. The Kuwy Insuretech shall in no event be liable to the User (or to any third party claiming under or through the User) for any indirect, special, incidental, consequential or exemplary damages arising from User's use of, or inability to use, the Platform and/or the services. These exclusions apply to any claims for lost profits, lost data, loss of goodwill, work stoppage, computer failure or malfunction, or any other commercial damages or losses, even if the Kuwy Insuretech knew or should have known of the possibility of such damages, because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the extent permitted by law.

12. Children’s Privacy These Services do not address anyone under the age of 18. We do not knowingly collect personally identifiable information from children under 18. In the case we discover that a child under 18 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions. Governing Law & Jurisdiction For all matters involving customers of Kuwy Insuretech Technology Services Pvt Ltd., this document shall be governed by, construed, and enforced under the laws of India and Courts in Chennai shall have exclusive jurisdiction. If you have any questions or suggestions regarding our privacy policy, please contact us at: Kuwy Insuretech Customer Service: 8645351087.

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